Retirement scenarios at the speed of conversation. With receipts.
Ask in plain English. Get a number that stands up to scrutiny from your client, their CPA, or compliance.
01 The demo
Watch it run, right here.Tap a prompt, then hit Ask ↓
Roth conversion, $200K, 24% → 32%open▾
TrueMath
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A client is converting $200,000 to a Roth…
▤ Financial Advisorsimulation╃ Scenarios↗ Share
Chat · Natural LanguageRequest
A client is converting $200,000 to a Roth. They'll pay 24% tax on it now but expect to be in the 32% bracket in retirement, and they won't touch it for 20 years at a 7% return. How much more will the Roth leave them versus leaving it in a traditional account?
↑ This prompt is loaded and ready. Hit Ask to watch TrueMath work.
Jul 9, 2026 11:26 AMResponse
Creating Scenario 1.
Traditional Account After-Tax Future Value
Projects the after-tax future value of keeping funds in a traditional account, growing the full pre-tax amount and applying the future tax rate at withdrawal.
Projects the future value of a Roth conversion where income tax is paid from the converted amount at the current tax rate and the remainder grows tax-free.
A client has $150,000 saved today and adds $20,000 a year…
▤ Financial Advisorsimulation╃ Scenarios↗ Share
Chat · Natural LanguageRequest
A client has $150,000 saved today and adds $20,000 a year, growing at 7% for 20 years until retirement. Then they draw $7,000 a month for 30 years with the portfolio earning 5%. Show me the drawdown curve.
Produces a year-by-year table of portfolio balances during the retirement distribution phase, floored at zero when the portfolio is depleted.
• Years of Retirement Income Needed: 30.0 yr • Retirement Starting Balance: $1,400,362.52 • Annual Withdrawal: $84,000.00 • Return Rate During Retirement: 5.000%
• Retirement Drawdown Curve:
Portfolio Balance
Requested result for Retirement Drawdown Curve included above.
On a $500,000 portfolio earning 7% before fees over 30 years, how much does the fee difference cost between an index fund at 0.25% and an advisor charging 1%?
↑ This prompt is loaded and ready. Hit Ask to watch TrueMath work.
Jul 9, 2026 11:19 AMResponse
Creating Scenario 1.
Net Return After High Fee
Calculates the net investment return after subtracting the higher fee rate in a fee comparison.
• Gross Return Rate (Before Fees): 7.000% • High Fee Rate: 1.000% • Net Return After High Fee: 6.000%
Portfolio Value at High Fee
Projects the terminal portfolio value under the higher fee scenario.
• Current Portfolio Value: $500,000.00 • Annual Contribution: 0.00 • Net Return After High Fee: 6.000% • Fee Comparison Horizon (Years): 30 yr • Portfolio Value at High Fee: $2,871,745.59
Net Return After Low Fee
Calculates the net investment return after subtracting the lower fee rate in a fee comparison.
• Gross Return Rate (Before Fees): 7.000% • Low Fee Rate: 0.250% • Net Return After Low Fee: 6.750%
Portfolio Value at Low Fee
Projects the terminal portfolio value under the lower fee scenario.
• Current Portfolio Value: $500,000.00 • Annual Contribution: 0.00 • Net Return After Low Fee: 6.750% • Fee Comparison Horizon (Years): 30 yr • Portfolio Value at Low Fee: $3,548,187.12
Fee Drag Amount
Calculates the dollar difference in terminal portfolio value between the low fee and high fee scenarios.
• Portfolio Value at Low Fee: $3,548,187.12 • Portfolio Value at High Fee: $2,871,745.59 • Fee Drag Amount: $676,441.54
Requested result for Fee Drag Amount is $676,441.54.
Free to start, with higher limits and more on paid plans. No card required.
02 The comparison
Watch how LLMs really work.
One prompt. Ten runs each. Nothing staged.
The prompt, sent to each“A 7,000,000 deal: NOI 450,000 growing 3%, 5-year hold, 65% LTV at 7% on 30-year am, closing 1.5%, exit cap 6.5%, selling costs 2%. What's my levered IRR?”
The exact answer · 5-year levered IRR 10.8463781499708%
● RAW LLM
0/10 exact
methods10 distinct
avg time29.7 s
energy / call~1.5 Wh
● TRUEMATH
10/10 exact
method1, auditable
avg time3.1 s9.6× faster
energy / call~0.003 Wh~500× less
Claude Opus 4.8 vs TrueMath via natural language, 10 runs each. Energy is inference-only; datacenter cooling widens the gap.
TrueMath was 9.6x faster, 500x more energy efficient, and delivered 10 identically precise answers using one fixed auditable method.
That's the receipt.
Just ask. Trust the answer.
Run a client's numbers in plain English, and stand behind every one, down to the last decimal, in front of the client, their CPA, or compliance.