We're quoting a $5M excess layer. The basic limits loss cost is $250,000, the ILF at the attachment is 1.85, and the ILF at the policy limit is 2.60. What's the payback period on this layer?
On a 30% quota share, the cedent writes $40M subject premium with $21M in losses and we're paying 30% ceding commission. What's our underwriting profit on the treaty?
Show me the combined ratio breakdown on a 30% quota share where the cedent writes $40M subject premium against $21M in losses, with a 30% ceding commission.
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02 The comparison
Watch how LLMs really work.
One prompt. Ten runs each. Nothing staged.
The prompt, sent to each“A 7,000,000 deal: NOI 450,000 growing 3%, 5-year hold, 65% LTV at 7% on 30-year am, closing 1.5%, exit cap 6.5%, selling costs 2%. What's my levered IRR?”
The exact answer · 5-year levered IRR 10.8463781499708%
● RAW LLM
0/10 exact
methods10 distinct
avg time29.7 s
energy / call~1.5 Wh
● TRUEMATH
10/10 exact
method1, auditable
avg time3.1 s9.6× faster
energy / call~0.003 Wh~500× less
Claude Opus 4.8 vs TrueMath via natural language, 10 runs each. Energy is inference-only; datacenter cooling widens the gap.
TrueMath was 9.6x faster, 500x more energy efficient, and delivered 10 identically precise answers using one fixed auditable method.
That's the receipt.
Just ask. Trust the answer.
Price and structure a treaty in plain English, and stand behind every number, down to the last decimal, in front of the underwriting committee.