For Fintech Product & Engineering

Your model risk team will
kill your launch.
Unless you ship this first.

TrueMath is the deterministic math API that gives fintech teams a calculation layer their compliance, model risk, and audit functions will actually approve, without slowing down engineering.

Deterministic.  Auditable.  Shippable.
Lending Wealth & Robo-advisory Insurance pricing Payment analytics Underwriting
Book a build session
⚡ Right now
April 14, 2026. OpenAI acquires Hiro Finance. Native financial reasoning inside ChatGPT. Intuit hit a four-year low the same day. The AI-native challenger you've been dismissing just became a platform threat. EU AI Act enforcement begins August 2026. The fintechs shipping trustworthy AI math right now are pulling ahead permanently.
The stakes

Three numbers that should be on every product roadmap.

82%
of financial-services AI projects fail to deliver value. Average failed project cost: $11.3M.
Pertama Partners, Feb 2026
€38.5M
maximum EU AI Act fine for non-compliant high-risk systems. Enforcement begins August 2026.
EU AI Act, Article 99
23%
YoY growth rate for AI-native fintechs. Incumbents: 6%. The gap is compounding.
McKinsey, April 2026
Why the usual paths fail

Generic LLM, build-it-yourself, or TrueMath.

Two of these paths look fast on day one and stall by the time model risk review begins. The third is the path that survives the audit.

Option 1
Generic LLM
Same prompt, different answer tomorrow. No provenance, no audit trail. Fast to prototype, never passes model risk review.
Option 2
Build it yourself
Six to eighteen months of engineering before the first calculation ships. Your engineers become a calculation team. The product roadmap pays the cost.
Option 3
TrueMath
Reproducibility
Same input, same output, every time. Reproducible to the cent from day one.
Model risk
Provenance, version-locking, and audit trail built in. Defensible before the first review.
Methodology
Your formulas, your assumptions, your edge cases. Built in plain language. Version-locked.
Time to ship
Live in weeks. Engineering ships features, not math infrastructure.
How it works

From methodology to production calculation in weeks, not quarters.

A single API call. Tenant-isolated. Outputs carry full lineage: formula, version, timestamp. Your audit trail writes itself.

01
Define your domain
Describe your calculation methodology in plain language. TrueMath converts it into a governed, versioned math engine your team controls.
Week 1
02
Connect via API
Single API call. Tenant-isolated. Outputs carry full provenance: formula, version, timestamp. Ready for model risk review immediately.
Week 2
03
Ship and iterate
Your engineers go back to shipping product. Every calculation change is versioned. Compliance stops being the bottleneck.
Week 3 to 4

See your first domain live before the call ends.

Thirty minutes. We will build a working calculation domain from your methodology and show you what your audit trail looks like. No deck. No demo environment. Your actual use case.

Book a build session